Our group specializing in financial services, fintech and insurtech has extensive experience in all regulatory aspects of the financial and insurance sector.
We advise all types of supervised institutions (credit institutions, insurance companies, investment services companies, payment services institutions, electronic money institutions, participatory financing platforms, etc.) and their investors or clients on regulatory issues and operations.
We are in permanent contact with the sector and its operators, analysing all European legislative developments and proposals and the recommendations of supervisory authorities, thus anticipating the needs of our clients and helping them to define and improve certain internal practices and policies.
We pay special attention to the Fintech/Insurtech sector and how it is driving the transformation of financial services through the introduction of new applications, processes, products or business models. We have interdisciplinary groups that include specialists in commerce, finance, intellectual property, data protection, tax and compliance, who advise on operations and aspects related to new technologies such as blockchain, artificial intelligence, Internet of Things, ICOs, etc.
Our advice on investment services and Fintech/Insurtech includes:
The transposition of the content of Directive (EU) 2019/1937 of 23 October requires a reform of the Spanish system of channels for reporting actual or potential breaches, also in financial services.
La transposición del contenido de la Directiva (UE) 2019/1937, de 23 de octubre, exige la reforma del régimen español de los canales de denuncia de infracciones reales o potenciales también en materia de servicios financieros.
La AEVM propone reformas al Reglamento sobre Abuso de Mercado respecto al contenido de las listas de iniciados y a la inclusión de una única persona de contacto en los proveedores externos de servicios con acceso a información privilegiada.