Financial services, fintech and insurtech

Our group specializing in financial services, fintech and insurtech has extensive experience in all regulatory aspects of the financial and insurance sector.

We advise all types of supervised institutions (credit institutions, insurance companies, investment services companies, payment services institutions, electronic money institutions, participatory financing platforms, etc.) and their investors or clients on regulatory issues and operations.

We are in permanent contact with the sector and its operators, analysing all European legislative developments and proposals and the recommendations of supervisory authorities, thus anticipating the needs of our clients and helping them to define and improve certain internal practices and policies.

We pay special attention to the Fintech/Insurtech sector and how it is driving the transformation of financial services through the introduction of new applications, processes, products or business models. We have interdisciplinary groups that include specialists in commerce, finance, intellectual property, data protection, tax and compliance, who advise on operations and aspects related to new technologies such as blockchain, artificial intelligence, Internet of Things, ICOs, etc.

Our advice on investment services and Fintech/Insurtech includes:

  • Incorporation and acquisition of supervised entities
  • Securities market legislation (takeover bids, significant shareholdings, short positions, etc.).
  • Rules and regulations applicable to investment services and other financial activities
  • Capital, equity and provision requirements
  • Consumer protection legislation
  • Corporate governance of financial institutions and insurance companies
  • Internationalization processes
  • Proceedings before supervisory authorities
  • Compliance and anti-money laundering legislation
  • Blockchain, cryptomonets and cryptoassets

 

See team

Key Contacts

Santiago Gómez-Acebo Carvajal

Partner

Acknowledgments

  • 2017
  • 2016

The Chambers Europe 2017. Banking & Finance – Spain

"They have a depth of resources in the firm across areas like litigation, tax and corporate that they can bring to bear very effectively. The partners can always tap into top-quality resources at the firm and apply it to the situation quickly." "They have a lot of initiative and good new ideas. They are innovative."

The Chambers Europe 2017. Capital Markets – Spain

"We are always in a hurry and preparing everything at the last minute but they have always been able to provide all documents at the right time and collate all of the information."

The Chambers Europe 2016. Banking and Finance

"The quality of work for the client is really good. You are always in touch with one of the partners and they co-ordinate the team. They've got a very good commercial understanding of the purpose of the deal and the key points to be negotiated." "They have strong local knowledge and the key partners always made themselves available - lots of face time, practical advice - and helped to negotiate the deal."

The legal 500 2016. Insurance

Gómez-Acebo & Pombo Abogados is involved in some of the most significant transactions in the insurance sector, and is able to combine local and international expertise.
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Publications