Financial services, fintech and insurtech

Our group specializing in financial services, fintech and insurtech has extensive experience in all regulatory aspects of the financial and insurance sector.

We advise all types of supervised institutions (credit institutions, insurance companies, investment services companies, payment services institutions, electronic money institutions, participatory financing platforms, etc.) and their investors or clients on regulatory issues and operations.

We are in permanent contact with the sector and its operators, analysing all European legislative developments and proposals and the recommendations of supervisory authorities, thus anticipating the needs of our clients and helping them to define and improve certain internal practices and policies.

We pay special attention to the Fintech/Insurtech sector and how it is driving the transformation of financial services through the introduction of new applications, processes, products or business models. We have interdisciplinary groups that include specialists in commerce, finance, intellectual property, data protection, tax and compliance, who advise on operations and aspects related to new technologies such as blockchain, artificial intelligence, Internet of Things, ICOs, etc.

Our advice on investment services and Fintech/Insurtech includes:

  • Incorporation and acquisition of supervised entities
  • Securities market legislation (takeover bids, significant shareholdings, short positions, etc.).
  • Rules and regulations applicable to investment services and other financial activities
  • Capital, equity and provision requirements
  • Consumer protection legislation
  • Corporate governance of financial institutions and insurance companies
  • Internationalization processes
  • Proceedings before supervisory authorities
  • Compliance and anti-money laundering legislation
  • Blockchain, cryptomonets and cryptoassets


See team

Key Contacts

Santiago Gómez-Acebo Carvajal


Rafael Aguilera Álvarez


Ana Martínez-Pina



  • 2019

The Chambers Global 2019. Banking and Finance – Spain

The Chambers Global 2019. Banking and Finance – Portugal

The Chambers Europe 2019. Banking & Finance – Spain

«very strong expertise»

The Chambers Europe 2019. Banking & Finance – Spain

"The team has very good negotiation abilities and really understands what we are looking for."

The Legal 500 2019. Banking and Finance

«Gómez-Acebo & Pombo's banking and finance team is 'easy to work with' and 'very helpful'»

The Legal 500 2019. Banking and Finance

The Legal 500 2019. Capital Markets

The Legal 500 2019. Projects and Project Finance

«The ‘pragmatic’ team at Gómez-Acebo & Pombo»
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