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Payment services, undue payment to assignor of claim and set-off by transferee’s payment provider (Iberdrola v. Bankia)

16 June 2023



It has been a long time since the Spanish Supreme Court last resolved a dispute as complex as the present one. Proof of this is that the ‘Audiencia Provincial’ (Provincial Court) upheld a solution that is utterly different from that of the Supreme Court, which in turn departs from what seems to me to be the correct one.

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